Financial literacy

Three Ways to Lower Your Credit Card Utilization

Three Ways to Lower Your Credit Card Utilization

Credit Card utilization is an important component of your credit score. Want to improve (raise) your credit score? Improving your credit card utilization will help. How, you ask? Oh, jeez! Do I have to spell out everything for you?! Alrighty then. Pay attention ’cause I’m only gonna say this once. The amount of available credit you use […]

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How to Buy a Home: Get a Mortgage

How to Buy a Home: Get a Mortgage

Get a Mortgage is post number seven of an eight post series on How to Buy a Home. Alright. This is important, so pay attention! When it comes to getting a mortgage, there’s more than one way to skin a cat. There are two – that is, two broad categories of mortgage loans: fixed and adjustable rate […]

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Five Brilliant Financial Tips for Your Twenties

Five Brilliant Financial Tips for Your Twenties

  Here are five brilliant financial tips for anyone in their twenties, courtesy of this article in US News and World Reports. But, just like the publication name, the article is a total snoozer, and lacks some much needed panache. Lucky for you, I’ve brained it up; that’s the brilliant part. Ok, here we go! Financial […]

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A Fresh Financial Start

A Fresh Financial Start

Ready to hit the reset button on 2014? Sure, with all the credit card breaches, hackers, scammers, and ebola, who isn’t? Enter NerdWallet’s “Fresh Financial Start” roundup for the new year. The money geeks have scoured the nation to gather their recommendations for financial products that help people get the year off to a fresh […]

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Feeling escheated? The state of Maryland might have your money.

Filed in Financial literacy, Savings by on December 9, 2014 0 Comments
Feeling escheated? The state of Maryland might have your money.

Did you know the state of Maryland can escheat your money? Do you know what “escheat” is? Fear not. You’ve come to the right place. Escheat (pronounced “eh-sheet” and sounding, unfortunately, a lot like “cheat”) is defined as the reversion of property to the state when there are no legal heirs. In practice here in Maryland, escheat can occur […]

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