Credit

100% Mortgage Financing: It’s Not For Everyone

100% Mortgage Financing: It’s Not For Everyone

Sorry to burst your bubble but I have to tell ya, 100% mortgage financing is not for everyone. Nope, not for you if you just filed for bankruptcy, are unemployed or haven’t paid your credit card bills in a few months. But let’s not dwell on the negative. Let’s talk about who 100% mortgage financing IS for – and […]

Continue Reading »

6 Car Dealer Secrets You Need to Know

Filed in car buying, Credit by on June 6, 2014 0 Comments
6 Car Dealer Secrets You Need to Know

Here are 6 car dealer secrets you need to know before you shop because car dealers are notorious for looking out for themselves. Buyers need all the help they can get. Car Dealer Secret #1 – A car dealer “sale” is just a ploy to get you in the door and, depending on your situation, you could end up […]

Continue Reading »

How to Rent an Apartment Without Credit

How to Rent an Apartment Without Credit

If you’re a deadbeat, stop reading. This post is on how to rent an apartment without credit, not how to rent an apartment with crappy credit. I pilfered this info from the geeks over at NerdWallet. You can read their article but this post is much better. Recent college grads take note: The gravy train is […]

Continue Reading »

How Your Credit Score Is Determined

How Your Credit Score Is Determined

Exactly how your credit score is determined (we’re talkin’ FICO here) is somewhat of a mystery on the order of “Why are we here?” or “What’s with cats and the Internet?” This is unfortunate, since one’s credit score is uber-important to just about everything from buying a house to getting a job to signing up […]

Continue Reading »

The problem with free credit scores

Filed in Credit by on November 14, 2013 0 Comments
The problem with free credit scores

The problem with a free credit score is that it  may not be the score your lender uses. So obtaining your free credit score – not report – may not do you any good at all. According to MarketWatch, there are now at least seven different credit scores consumers can obtain – the best known being the […]

Continue Reading »