Credit

Students Get Your Free FICO Credit Score

Students Get Your Free FICO Credit Score

You heard right. “FICO”,  “credit score” and “free”. Put ’em together. What’s that spell? Well, it’s kinda jibberish but getting your FICO credit score can definitely help you student types get a head start on the road to financial freedom. Keep reading. Ok, here comes a bunch of useful info but in case you’re attention […]

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Three Ways to Lower Your Credit Card Utilization

Three Ways to Lower Your Credit Card Utilization

Credit Card utilization is an important component of your credit score. Want to improve (raise) your credit score? Improving your credit card utilization will help. How, you ask? Oh, jeez! Do I have to spell out everything for you?! Alrighty then. Pay attention ’cause I’m only gonna say this once. The amount of available credit you use […]

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Disputing Credit Report Errors Just Got Easier

Filed in Credit by on April 7, 2015 0 Comments
Disputing Credit Report Errors Just Got Easier

Happy news for us regular peeps: disputing credit report errors just got easier, thanks to an agreement between the big three credit reporting agencies and the state of New York. The “big three” agencies are Equifax, Experian, and TransUnion. This is mightily good since your credit report (and credit score) is the pot at the […]

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How to Buy a Home: Start with Your Credit

Filed in Credit, Home Buying by on February 24, 2015 0 Comments
How to Buy a Home: Start with Your Credit

Start with Your Credit is an eight-post series on the essential steps on How to Buy a House. If you’re looking for straight-forward, no-nonsense, and no hard sell info on how to buy a house, look no further. Lucky you, you’ve found me and my immense and impressive home buying acumen. Now, pay attention and start […]

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Seriously Delinquent Student Loans Are Becoming A Serious Issue

Filed in Credit, Debt, Student Loans by on December 16, 2014 0 Comments
Seriously Delinquent Student Loans Are Becoming A Serious Issue

Data from the Federal Reserve Bank shows a not so good trend in new seriously delinquent student loans. While delinquencies of other loan types are in decline, student loan delinquencies are on the rise.     A serious delinquency is defined as a loan account being 90 days or more past due. This is the […]

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