Credit Cards

Emergency Fund or Pay Down Debt?

Emergency Fund or Pay Down Debt?

Chicken or egg? iPhone or Android? And now; should you save for an emergency or pay down your credit card debt? Such questions vex me almost daily. An article from financial expert Remar Sutton, Start an Emergency Fund or Pay Down Credit Card Debt—Which Should You Do First? breaks down the save verus pay off […]

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Holiday credit card use tips

Holiday credit card use tips

Yes, it’s another holiday credit card use tips article. But you’ll want to read all of this post, becuase it’s brilliant! Sure, I’m being modest but now is no time to dim this beacon of financial illumination. After all, your wallet’s health is at stake here. The tips are coming but the real lesson is […]

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Did young adults learn from the Great Recession?

Did young adults learn from the Great Recession?

The results of a Pew Research Center study published in February 2013 seem to indicate young adults learned their lesson from the Great Recession (Hey – I’m a poet and didn’t know it). Young adults – that is, households headed by someone under 35 years of age – had less debt and a lower debt-to-income ratio in 2010 […]

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