Credit Cards

5 credit card fees you can avoid

5 credit card fees you can avoid

Credit cards can be a slippery slope. On the one hand, they’re real handy dandy for things like building your credit or an emergency shoe purchase. On the other hand, they can be a quick path to a heap of debt, credit card fees, and a lousy credit score. You need credit because you’re gonna […]

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Beware Credit Card Convenience Checks

Beware Credit Card Convenience Checks

I just received a set of credit card convenience checks in the mail yesterday from my bank. I don’t want to name names so I’ll just refer to the bank as “Mel’s Largo”. A credit card convenience check is an easy but potentially expensive way to take a cash advance on your credit card. Easy […]

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Most Popular Credit Card by State

Filed in Credit Cards by on August 20, 2015 0 Comments
Most Popular Credit Card by State

The NerdWallet wallet nerds just nerded up this colorful graphic showing the most popular type of credit card by state. Now that’s some seriously money nerding! You can get all the nerdy details here.     P.S. You know Alaska is not that tiny and Hawaii is not in Mexico. Right?   P.P.S. Oh, almost forgot […]

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Three Ways to Lower Your Credit Card Utilization

Three Ways to Lower Your Credit Card Utilization

Credit Card utilization is an important component of your credit score. Want to improve (raise) your credit score? Improving your credit card utilization will help. How, you ask? Oh, jeez! Do I have to spell out everything for you?! Alrighty then. Pay attention ’cause I’m only gonna say this once. The amount of available credit you use […]

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How Your Credit Score Is Determined

How Your Credit Score Is Determined

Exactly how your credit score is determined (we’re talkin’ FICO here) is somewhat of a mystery on the order of “Why are we here?” or “What’s with cats and the Internet?” This is unfortunate, since one’s credit score is uber-important to just about everything from buying a house to getting a job to signing up […]

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